Protect Plus Insurance Brokerage, which has its headquarters in Brooklyn, caters to a select number of insurance providers. Long-term care, disability insurance, and travel health care insurance are just a few of the numerous options that are available to you among the many available choices.
Emergency medical services, hospitalization, dental care, evacuation, and returning home come last, but they are not the least important. On top of these medical costs, you also have the option of including coverage for pre-existing conditions as an additional rider to the insurance policy. Homeowners, drivers of automobiles, and owners of other types of property can all get insurance for their possessions.
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PERSONAL INSURANCE
INSURANCE | Description |
| HOME INSURANCE | Home insurance, sometimes named hazard insurance or homeowner’s insurance, covers private homes. It is an insurance policy that combines various personal insurance protections, such as losses to a home, its contents, its use (additional living expenses), or other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the homeowner’s hands within the policy territory. At least one specified insured must live there. The housing policy (DP) refers to residences that don’t qualify owing to vacancy/non-occupancy, seasonal/secondary residence, or age. |
UMBRELLA INSURANCE | Umbrella insurance covers a policyholder’s assets and future income beyond the limitations of their coverage available. Unlike excess insurance, umbrella can “drop down” to fill gaps in underlying policies. In certain cases, an umbrella policy could be the primary “on-risk” coverage. “Umbrella” insurance protects the insured’s assets more extensively than main coverage. |
