The introductory average annual rate (APR) on purchases and debt transfers with the U.S. Bank Visa® Platinum Card is 0% for the first 20 billing cycles. After that, the variable APR ranges from 15.99 percent to 25.99 percent. There is a balance transfer fee that is equal to either 3 percent of the transferred balance or $5, whichever is greater.
Credit Card
Annual Fee
Intro APR
Regular APR
U.S. Bank Visa® Platinum Card
$0
The introductory APR on purchases and balance transfers is 0% for the first 20 billing cycles.
14.49% – 24.49%* Variable APR
Credit Card Details:
For the first 20 billing cycles, there is a 0% introductory APR on purchases and debt transfers. This will be followed by a fluctuation in the annual percentage rate (APR) of 14.49 percent to 24.49%
U.S. Bank was voted the 2021 World’s Most Ethical Company® by the Ethisphere Institute in February of that year.
A one-time charge
Set a payment deadline that suits your schedule.
Covered damage or theft to your cell phone up to $600 is covered by your U.S.Bank Visa® Platinum Credit Card when you pay your monthly cellular phone payment. Exclusions and limitations are in effect.
