Using the Citi Double Cash Card, consumers are rewarded both for spending and for paying their debts. By getting 1 percent cash back when they make a purchase and 1 percent when they pay the bill, cardholders can earn as much as 2 percent on their purchases.
Credit Card
Annual Fee
Intro APR
Regular APR
Citi® Double Cash Card (18 month BT offer)
$0
0% initial APR for 18 months on Balance Transfers
13.99%-23.99% Variable APR
Credit Card Details:
In addition to the additional 1% back when you pay for your purchases, you get 2% back on every purchase in the form of a limitless 1% cash back.
In order to receive a refund, you must pay at least the bare minimum by the due date.
All balance transfers are eligible for a 0% introductory APR for the first 18 months. As a result of your creditworthiness, you’ll get a variable APR that goes from 13.99% to 23.999%.
For balance transfers, there is no return. The introductory APR does not apply to purchases.
If you don’t pay off your amount in full each month, including any balance transfers, your purchases will accumulate interest.
Within the first four months of account opening, a balance transfer fee of 3% of each transfer (a minimum of $5) is charged. After the initial fee is paid, you will be charged a fee of 5% of the amount of each transfer (minimum $5).
Depending on your creditworthiness, Citi Flex Plan’s standard variable APR runs from 13.99 percent to 23.99 percent. Citi’s Flex Plan offers may or may not be made available again in the future.