BankAmericard® credit card

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New York800.932.2775
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The BankAmericard is a credit card that has reasonable fees throughout the board. The primary draw is, of course, an introductory annual percentage rate (APR) of 0% for balance transfers (completed within the first 60 days) and purchases. However, if you have a credit score that meets the requirements, you may be eligible for a continued variable APR that is as low as 12.99 %.

 

 

BankAmericard® credit card

 

 

Credit CardAnnual FeeIntro APRRegular APR
BankAmericard® credit card$0purchases and transfers done within 60 days of the account being opened, regardless of the balance12.99%-22.99% Variable APR

 

Security & Features

 

  • Stay Protected
  • Contactless Chip Technology
  • Balance Connect® for overdraft protection
  • Paperless Statement Option
  • Digital Wallet Technology
  • Online & Mobile Banking
  • Account Alerts
  • FICO® Score

 

Credit Card Details:

 

  • We’ve got a brand-new job opportunity! You will receive a $100 statement credit online if you spend $1,000 in the first 90 days of your account creation.
  • Within the first 60 days after account establishment, there is a 0% Introductory APR for purchases and balance transfers. APR ranging from 12.99% to 22.99 percent after the intro APR offer expires. All balance transfers are subject to a 3% (minimum $10) charge.
  • There are no annual fees.
  • The APR won’t be slashed. Interest rates are not automatically raised if you pay your bills late (APR). There are additional terms and conditions that must be adhered to.
  • You can see your FICO® Score for free by entering into your online or mobile banking account.
  • The security and convenience of a chip card with the tap of a contactless credit card.
  • This online-only offer may be unavailable if you leave this page or visit a Bank of America branch location. If you act quickly, you may be eligible for this offer.

 

 

Advantages and Disadvantages:

Advantages

Disadvantages

  • No Annual charge
  • 1st APR
  • A new cardholder bonus
  •  Required High credit score
  • No more awards

 

Contact Info: 

 

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